WHAT IS MORTGAGE LOAN?
MALAYSIA MORTGAGE NOT APPROVED, WE CAN HELP!
A mortgage loan is a debt instrument. A mortgage is a loan that used land or immovable assets as a security for the loan. These loans are tied explicitly to a real-estate property, such as land or a house. The borrower signs an agreement with the lender (usually a bank or financial institution) in which the borrower collects cash in advance and then makes payments over a specified period of time until the lender is paid back in full. The borrower owns the property in exchange for money that is paid in installments over time. It is mostly used to purchase a house; therefore, a mortgage is often referred to as a home/housing loan.
Mortgage loans are designed for home buyers with insufficient cash on hand to purchase the assets. They are also used as collateral to borrow cash from a bank for other purposes that use the home as collateral. Individuals and businesses can use the loan to purchase more properties without paying the entire purchase price in full.
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