PRIVACY POLICY

Collection of your Personal Information

M Plus Marketing Consultancy Sdn Bhd collects personally identifiable information, such as your e-mail address, name, home or work address or telephone number. M Plus Marketing Consultancy Sdn Bhd also collects anonymous demographic information, which is not unique to you, such as your ZIP code, age, gender, preferences, interests and favorites.

There is also information about your computer hardware and software that is automatically collected by M Plus Marketing Consultancy Sdn Bhd. This information can include: your IP address, browser type, domain names, access times and referring website addresses. This information is used by M Plus Marketing Consultancy Sdn Bhd for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of the M Plus Marketing Consultancy Sdn Bhdwebsite.  This policy covers both online and offline activities, including information that we collect through our website, marketing events, applications you submit online and in person (among other methods).

Please keep in mind that if you directly disclose personally identifiable information or personally sensitive data through any M Plus Marketing Consultancy Sdn Bhd public message boards, this information may be collected and used by others.  This includes any information that is part of your profile on a third party social network (such as Facebook) and that you allow the third party social network to share with us.  Note: M Plus Marketing Consultancy Sdn Bhd does not read any of your private online communications, such as a direct message sent to your loan officer.

M Plus Marketing Consultancy Sdn Bhd encourages you to review the privacy policies of websites you choose to link to from ours so that you can understand how those websites collect, use and share your information. M Plus Marketing Consultancy Sdn Bhd is not responsible for the privacy policies or other content on websites outside of the M Plus Marketing Consultancy Sdn Bhd family of websites.

In all cases, we strive to limit the amount of information we collect and store to that which is necessary to provide you the relevant services.

Use of your Personal Information

M Plus Marketing Consultancy Sdn Bhd collects and uses your personal information to operate our website and deliver the services you have requested. M Plus Marketing Consultancy Sdn Bhd also uses your personally identifiable information to inform you of other products or services available from us and our affiliates.

M Plus Marketing Consultancy Sdn Bhd does not sell, rent or lease its customer lists to third parties. M Plus Marketing Consultancy Sdn Bhd may, from time to time, contact you on behalf of external business partners about a particular offering that may be of interest to you. In those cases, your unique personally identifiable information (e-mail, name, address, telephone number) is not transferred to the third party. In addition, we may share data with trusted partners for a business purpose, for instance, to perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries, among other things. All such third parties are prohibited from using your personal information except to provide these services to Mortgage Solutions Financial, and they are required to maintain the confidentiality of your information.

M Plus Marketing Consultancy Sdn Bhd does not use or disclose sensitive personal information, such as race, religion, or political affiliations, without your explicit consent.

M Plus Marketing Consultancy Sdn Bhd keeps track of the websites and pages our customers visit within Mortgage Solutions Financial, in order to determine what M Plus Marketing Consultancy Sdn Bhd services are the most popular. This data is used to deliver customized content and advertising within M Plus Marketing Consultancy Sdn Bhd to customers whose behavior indicates that they are interested in a particular subject area.

M Plus Marketing Consultancy Sdn Bhd websites will disclose your personal information, without notice, only if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on M Plus Marketing Consultancy Sdn Bhd or the website; (b) protect and defend the rights or property of M Plus Marketing Consultancy Sdn Bhd; and, (c) act under exigent circumstances to protect the personal safety of users of M Plus Marketing Consultancy Sdn Bhd, or the public.

Use of Cookies

M Plus Marketing Consultancy Sdn Bhd website use “cookies” to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a Web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you.

One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the Web server that you have returned to a specific page. For example, if you personalize M Plus Marketing Consultancy Sdn Bhd pages, or register with M Plus Marketing Consultancy Sdn Bhd’s website or services, a cookie helps us to recall your specific information on subsequent visits. This simplifies the process of recording your personal information, such as billing addresses, shipping addresses, and so on. When you return to the same M Plus Marketing Consultancy Sdn Bhd website, the information you previously provided can be retrieved, so you can easily use the M Plus Marketing Consultancy Sdn Bhd website features that you customized.

You have the ability to accept or decline cookies. Most Web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of the M Plus Marketing Consultancy Sdn Bhd services or websites you visit.

Security of your Personal Information

M Plus Marketing Consultancy Sdn Bhd secures your personal information from unauthorized access, use or disclosure. We secure the personally identifiable information you provide on computer servers in a controlled, secure environment, protected from unauthorized access, use or disclosure. When we transmit personal information (such as a credit card number) to other websites, it is protected through the use of encryption, such as the Secure Socket Layer (SSL) protocol.

We Do Not Collect Information From Children

We do not knowingly solicit or collect any type of information from a person under the age of 13. If you learn that a child has provided us with personal information in violation of this Privacy Policy, then you may alert us at inquiry_mplus@gmail.com and we will remove that information from our records as soon as feasibly possible.

Changes to this Policy

M Plus Marketing Consultancy Sdn Bhd will occasionally update this Privacy Policy to reflect company and customer feedback. M Plus Marketing Consultancy Sdn Bhd encourages you to periodically review this Policy to be informed of how we are protecting your information.